Statutory Liquidity Ratio (SLR)
Monetary Policy · Reserve Bank of India (RBI) — rbi.org.in · data as of 2026-11-08
Latest value
- Statutory Liquidity Ratio (SLR): 18 %
- As of: 2026-11-08
What it measures
The percentage of NDTL a bank must maintain in liquid assets — cash, gold, or unencumbered approved government securities — before extending credit.
How it is calculated
Set by the RBI as a percentage of NDTL under Section 24 of the Banking Regulation Act; banks self-certify compliance, verified through periodic RBI returns.
Release and revisions
Published: As per RBI notification (~annual or less)
As per RBI notification — no fixed schedule
Revisions: Changed via a separate RBI notification; historically reduced over time as part of financial liberalization, currently near its statutory floor.
Source: Reserve Bank of India (RBI)